Wedding invitations are not just for a show. It provides your guests with vital information such as the location and the date of your wedding. It is one of the essential parts of the wedding preparation.

But what else should you include in your wedding invitation? Should you put your last names? The parents’ names? Do you put the name of your guests as well?

Lastly, when should you send out your wedding invitations? Can you do it via email?

Continue reading below for the standard etiquettes when it comes to wedding invitations.

What to Include in Your Invitation

There are a few necessary information that you can add to your invitation. Of course, there is the usual where and when. It is also vital to put your names on the invitation.

Traditionally, the bride’s name precedes that of the groom. If the bride’s parents issued the wedding invitation, they would refer to her by her first and middle names. Meanwhile, the groom’s name is his full name and title.

On top of the invitation are the hosts’ names. It would generally indicate who paid for the wedding. On very formal events, the bride’s name is on the top, but you can also add the names of both the bride’s and groom’s parents to honor them.

It is also a must to add the request line. There are various ways to phrase the words, “Please come,” so it depends on how you want it. But, do ensure you word it politely.

Adding the date, location, and reception is also a must.

Can You Add the Dress Code?

If your wedding does have a dress code, you must add it to your invitation and place it at the lower right corner. Let them know whether it will be casual attire, cocktail attire, or black-tie attire.

Most couples these days also direct their guests to their wedding website. It allows you to go more in-depth on the dress code and several other FAQs.

How to Let Your Guest Know They Can or Can’t Bring a “Plus One?”

Here is the thing: it is okay to ask a guest to come solo if they are not married or in a serious relationship. After all, you are paying by the head.

The best and most polite way is to address them is by name. Most guests should understand that adding their name without the "and Guest" would mean you invite them alone. That can be the right choice if you have an adult-only celebration.

Additionally, call your guest beforehand and explain the situation.

When to Send Out Invitations?

It is best to send out your wedding invitations six to eight weeks before your wedding date. This way, your guests can clear up and plan their schedules or create travel and accommodation arrangements.

Many couples these days also send out their invitations via email. It is more convenient and less expensive. However, be sure that your guests check their emails frequently or, else, they might be getting it when it is too late.

More than six million homes are sold in the United States every year. Statistics further revealed that 63 percent of homeowners opt to refinance their mortgage.

In general, when you refinance mortgage, it refers to the process of paying off a current loan and replacing it with a new one. More often than not, homeowners choose to refinance a mortgage not only to acquire a lower interest rate and abbreviate the period of their loan but also because of the following reasons:

1. Save Money. Securing a lower interest rate will not only save you money, but it also uplifts the rate at which you build equity in your home. Plus, refinancing a mortgage also minimizes the size of your monthly payments.

As a general rule of thumb, choose companies like Entrust Funding who can reduce the interest rate by at least two percent. For the best results, consider how long you plan to stay in your property before deciding on an adjustable-rate or fixed-rate mortgage.

1. Consolidate Debt. One of the primary benefits of mortgage refinancing is consolidating all of your debt into one single loan. This allows you to monitor loans or payments easily and save on interest payments.

Research has shown that consolidating debts can also bring hidden psychological benefits and minimize stress. Keep in mind that surveys by Harris Poll revealed that nearly a quarter of Americans are surprised, at least sometimes, by their credit bills.

1. Change Your Loan Type. Having the ability to change your loan at any given moment can provide you with opportunities to cover significant expenses. Generally, experts suggest switching to a loan at a fixed rate if you have a variable-rate mortgage, especially when interest rates are falling.

Note that switching to fixed-rate loans will not only minimize interest rates, but it also removes concern over interest rate hikes in the future.

On the other hand, choosing an adjustable-rate mortgage will result in smaller mortgage payments. This also eliminates the need to refinance every time rates reach an all-time low.

Do I Need An Attorney To Refinance My Mortgage?

Refinancing is complicated, but most homeowners don't need the expertise of a real estate attorney to navigate the process. Usually, homeowners choose to refinance on their own to keep costs down to a minimum.

Ideally, look for financial brokers to guide you in the refinancing process. In most cases, these brokers will initially evaluate your mortgage before figuring out your interest rate and pre-payment penalty.

Subsequently, the broker will also determine your closeness to the maximum interest rates. Plus, they are also responsible for comparing mortgage terms to secure the best possible borrowing terms for your budget.

What Credit Score Do I Need To Refinance Mortgage?

Most lenders require a minimum credit score of 620 to approve a refinancing application. Ordinarily, the refinancing programs with the least FICO-sensitive requirements are insured by the Federal Housing Administration (FHA).

For a non-FHA mortgage or VA loans, individuals opting for a loan usually need to have a minimum credit score of 580. Some FHA-approved lenders like Entrust Funding set their minimum credit score lower to cater to a considerable portion of prospective homeowners.

Knowing the worth of your home before starting the process will provide you all the information to proceed.

Don't forget that most lenders require owners at least one year in the home before refinancing their mortgage. Determine your refinancing opportunities by giving Entrust Funding a call today.