Hope you're having a lovely weekend!
I also hope that you have had a great start of the year. 2020 is the perfect year to improve your life in different areas! A fresh new start. Wanted to share some thoughts regarding how you can be smart with your money this year.
1. Start investing! Do you have money on a saving account that you won't need within the coming 5 years? Start investing it every month, for instance in a global index fund. Make it automatic so you don't have to think about it. Only invest what you can afford to lose.
2. Cut your fixed costs! Take some time to look at your subscriptions for phone, insurance and wi-fi. Can you find a better alternative? This service is great to compare alternatives: https://minatjanster.se/ You can also re-negotiate if you have a mortgage for your apartment.
3. Make a food plan! To find good recipes you can visit this site: https://undertian.com/. The site gives plan for a week and you can easily buy all ingredients from mat.se in a pre-made list. Such a time saver! Take som time on Sunday to food-prep and make lunch for the full week.
Lots of love!