Devin Fitzpatrick Art Consultants regards wall art with great importance in your interior design, and the following were made to help you select art pieces that will match with your current space and to give more harmony to your interior.

Color palette

Wall art can provide immediate color palette. You can use a painting or a wall hanging that you truly love as an inspiration for your room’s color palette since choosing one in the process of designing for your interior could take too much of your time. Select two or three shades from the wall art and decide which is the dominant color and other shades as well that you would like to make as accents. Use items that fit those colors in decorating your space where you can also use a mobile application for example in determining the corresponding shades of paint to particular colors, or get the professional help of an art expert such as the Devin Fitzpatrick Art Consultants.


It can also be that design element in a room that can attract attention and be the central focus of a specific space in your house. Its size should be your priority because a wall art that is too small or too big will not be an effective focal point. Know the proper measurements first and match it to the entire space available.


Wall art can provide a sense of texture as well. Find art in the form of different mediums to help provide a varying sense of texture into a specific space. In addition, sculptures or shadow boxes can add depth to the room. Such additional bits of texture can help put more visual weight to your interiors.

Sense of completion

Wall art can help pull a space together and make it feel complete. You might be following a certain decorating style for your room right? Pick a wall art piece or other hanging art that match to that style.

Having a new space to put decorations on is an exciting feeling. But will all those anticipations, you shouldn’t forget to make wall art one of your priorities when it comes to interior design. Wall hangings can provide a good framework around when executed properly, which can also be used as a central guide in planning the rest of the room.

Know more related information about art with Devin Fitzpatrick Art Consultants.

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Mange velger i dag for private flyplasstransport på grunn av så mange fordeler. Selvfølgelig har du mange alternativer, enten du flyr inn eller ut av byen, eller bare ser etter en måte å komme seg rundt i byen. Du kan enten kjøre selv med en leid bil, eller du kan vente på en lang linje for en taxi. Men ingen av disse alternativene er problemfri. Tenk på de mange fordelene med private flyplasstransport som du kanskje ikke er klar over.


Når du ansetter en flyplasstransport, trenger du ikke å bekymre deg for drivstoffkostnaden, leiebilen og andre lignende kostnader.

Ingen venter i køer for drosjer

Med flyplasstransport trenger du ikke å bekymre deg for å vente som de som vil vente tålmodig for din ankomst slik at du kan komme til hotellet eller destinasjonen til tiden.

Du har en erfaren sjåfør

Det som er bra å ansette flyplasstransport er at deres sjåfører er opplært og med erfaring i kjøring. De vet alt som muligens trenger å vite om trafikkskilt og trafikk. Han vil sikkert kjøre for å slippe deg trygt på ditt reisemål.

Ingen for mye papir fungerer

Det er ingen lange papirverk som tar deg tid. Papirarbeid er ofte nødvendig når du ansetter en bil, og dette kan ta noen minutter eller timer, avhengig av omstendighetene. Med flyplasstransport kan du gå inn i bilen så snart du lander til flyplassen.

Du kan hvile og slappe av fra baksetet

Selvfølgelig, etter en lang flytur, vil du lene deg tilbake, slappe av og ikke bry deg om å kjøre for å komme til reisemålet ditt. Derfor er det klokt å leie en flyplasstransport og få deg til å slappe av i baksetet mens din personlige sjåfør kjører deg til ditt reisemål.

Ingen problem når det gjelder samhandling

Når du besøker et nytt sted, kan språk være et stort problem. Når det gjelder dette, kan overføringschauffører fungere som livredder fordi de kan fungere som oversetter for deg. De er vanligvis trent til å snakke på engelsk for å kunne kommunisere effektivt med passasjeren og få dem til hvor de vil være.

Nummerprioriteten til sjåførene er å la deg komme til reisemålet ditt trygt. Tokyo MK Taxi, en ledende leverandør av flyplasstransport i Japan, sørger for at du får best mulig kundeservice og problemfri transport til og fra flyplassen. Tokyo MK Taxi features Lexus group enthusiasts luksuriøse flåte for å gi deg den raffinement, komfort, effektivitet og pålitelighet du fortjener.



Back in the days, limousines are a shiny luxury vehicle that only the rich and famous can afford to own, but fortunately today, the rest of us can now rent this high-end vehicle for special occasions. Anyone who wants to ride in sheer lavishness opts to hire a limousine more than anything else. This became the reason why there are many limos and car rental companies emerging everywhere to provide for such service.

Tokyo MK Taxi is one of the leading limo and car rental companies in Japan, Korea and the United States providing chauffeur service for events like weddings, prom, birthdays, reunions and business related meetings. Having a wide array of car models including Lexus 600hl, Lexus 460, BMW, Mercedes-Benz, Toyota Hiace and Nissan Fuga Hybrid, Tokyo MK can definitely cater your car needs and requirements.

Limousines today are multipurpose, they can be used for any types of events or to help you tour the city and to reach destinations in a very sophisticated style. Tokyo MK Taxi features Lexus group enthusiasts and their capacity to provide a smooth, comfortable easy ride as they are hired to treat you with the utmost respect, courtesy, professionalism, punctuality, comfort, safety and discretion. Here are few reasons why you should splurge on a limousine at least once in your life.

Travel in style

With the latest luxury fleet vehicles, you are going to pull up to an event with style, class and sophistication. Make your experience memorable by riding in a limo and to make a good and lasting impression on relatives and friends since it’s all about luxury and style.

You can get drunk

One advantage of hiring a limo is that you can legally consume alcohol inside. It is a safe decision if you plan on drinking, not only will this spare you all kinds of trouble from getting pulled over, it may also save your life.

Sealing a business deal

Hiring a limousine to pick your clients up is a great way to impress them. If a new client is flying from out of town, it would be best to hire a limousine to pick them up from the airport. They will definitely appreciate the extra care you’ve given to make them comfortable, the best way to help seal a deal from a prospective client, right?



Standards help, too, as we fight to ensure the cost of sharing doesn't outweigh the benefits

A long-ago cartoon in The New Yorker put it plainly: "On the Internet, nobody knows you’re a dog." If that cartoon had been written today, the caption might have read, "On the Internet, nobody knows you’re a fraud."

Scam artists, snake oil salesmen, sock puppets, bot armies and bullies - every time we look up, it seems as though we discover another form of dishonesty, grifting grown to global scale via the magnificent yet terrifying combination of Internet and smartphone.

None of that should surprise us. People are wonderful and horrible. The network we’ve built for ourselves serves both the honest and the liar. But we have no infrastructure to manage a planet of thieves.

Navigating this stuff goes well beyond ‘caveat emptor’, into the darkest secrets of spear phishing and social engineering playing on our higher selves for the basest reasons. It’s no longer an African prince offering you a hundred million dollars for your assistance; it’s a customer who carefully noted all her transactions and registration numbers on a Word document she’s enclosed in a very helpful email.

Security has been stretched to the breaking point. If things continue as they have, the costs of connectivity could begin to outweigh the benefits, and at that point, the post-Web civilization of sharing and knowledge, already fraying, would unwind comprehensively, as people and businesses withdraw behind defensible perimeters and call it a day.

All of this served as subtext - never spoken, yet always front of mind - at the Twenty-Sixth International Conference on the World Wide Web. In some broader sense, this is all the Web’s fault - the shadow of its culture of sharing - so might it be a problem that the Web can fix?

This question obsessed the hundreds of research postgraduates presenting papers and posters at the conference. Insofar as papers presented by the Web’s core research community are a reliable indicator of the future direction for the Web, that future centers on learning how to detect lies.

Detecting false advertisements, bullies, and bots - all of these can be done with machine learning. It can even be applied to a politician's tweets - to find out if they’ve been fibbing about where they’ve been, and when.

This flurry of research hearkens back to one of the oldest problems in Computer Science - the Turing Test. Can you detect whether someone at the other end of a text-based connection is a person or a computer? What questions do you ask? How do you analyse their responses? Take those same ideas and apply them to a vendor on Alibaba or an account on Twitter - ask the questions, analyse and probe - then decide: truth or lies.

As Sir Tim Berners-Lee won the ACM A.M. Turing Award last week, the timing of this next evolution of his Web could not be more appropriate. The Web needs to grow a meta-layer of error-checking and truth-telling. Those will likely slow things down a bit, even as it helps us feel more assured that the fake can be suppressed.

This will never be as true as we might want it to be. As soon as any system to detect lies goes into widespread deployment, the least honest and most clever will go to work undermining that algorithmic determination of truth, finding its weaknesses, and exploiting them. It was ever thus; over the long term, the search for truth will has always been an act of persistence and dedication.

Machines can help us in this battle - but machines will be used on both sides, deceiving and revealing deceit. Yet there is hope: there’s too much money on the table to allow the forces of darkness to gain ascendancy. Chaos is bad for business.

Any alignment of commerce with the greater good is a rare and potent combination, meaning the resources to fight this battle will be available into the foreseeable future. Those graduate students with their fraud and bot detection algorithms will be snapped up by those giant firms whose profits depend on a Web that is truthful enough for commerce. When it comes to truth, what’s good for Google and Facebook is good for the rest of us.



Many stock markets around the world offer active managers room to generate superior returns. Among them, Japan stands out. Its equity market appears particularly inefficient. Reforms are also shaking up the once stagnant economy, creating new winners and losers in the corporate sector. That said, stockpicking still demands skill and discipline. We believe that managers will need nothing less than exceptional research and a long-term perspective to come out ahead.

Prime Minister Shinzo Abe’s reflationary policies have brought Japan’s stock market to a level of health not seen in decades. Even with the pullback earlier this year, the TOPIX has gained more than 70% in Japanese yen terms since end-2012, when ‘Abenomics’ started raising hopes for Japan’s economic recovery. Investors are rightly interested in gaining exposure to Japan. But how they do so matters.

Adopting a passive strategy may seem attractive. An exchange-traded fund, for instance, would simply track a stock market index in Japan . But why should investors settle for market returns? Japan has traditionally been a stock picker’s market, and it still is. Active managers that are adept at identifying opportunities and managing risks stand a good chance of beating the index over time. The sheer size of Japan’s stock market makes it a fertile hunting ground. It is the third-largest in the world by market capitalisation (US$5.2 trillion) and comprises more than 3,800 listed companies. But there are more reasons why conditions in Japan favour an active approach.

Information advantage

Japan’s stock market appears highly inefficient. Mispricing opportunities can be captured by active managers armed with superior research and insights. What drives stock market efficiency? Research coverage is key. The more analysts there are following a company, the faster information is likely to be shared. In that respect, Japan trails other developed markets like the US and UK significantly. On average, 12 analysts follow each company in the Nikkei 225 index, compared with 22 for the S&P 500 Composite Index and 21 for the FTSE 100 index.1 Research coverage tends to be even thinner for small- and mid-cap companies in Japan (see Exhibit 1). After the global financial crisis, many securities houses cut their research in this space to focus on larger companies instead. Within the electric appliances industry, for example, as many as 12 major securities houses track conglomerate Hitachi. But just two follow commercial kitchen equipment maker Hoshizaki.

Small firms, big reach

Japan’s small- and mid-cap sector is also home to numerous quality companies with leading positions in niche industries. This means there are ample opportunities for extensive bottom-up research to pay off.

Hoshizaki is a case in point. It receives little analyst coverage, yet it dominates the market for ice makers both domestically and abroad. Its energy-saving technology is a key competitive advantage as it eyes a bigger slice of the market for other appliances like refrigerators.

Likewise, few investors may have heard of Sysmex. But it is the world’s leading supplier of blood tests, ranking above healthcare giants such as Abbott. Over the years, Sysmex has gained market share with its highly efficient medical diagnostic tools and is pursuing further growth across various geographies and product lines.

Many small- and mid-cap companies trade at a discount to the market, making them seem even more attractive. But it pays to be careful. Certainly, some companies are undervalued because the market has overlooked them. But there are also those that simply have poor prospects. Active managers make a real difference when they can separate value finds from value traps.

Abenomics effect

In recent years, Abenomics has become a chief driver of investment opportunities in Japan, across companies large and small. Part of the agenda involves long-term reforms that are difficult to price into the stock market. This makes Japan a prime venue for forward-looking stock pickers that can identify companies poised for change.

Already, new corporate governance measures are starting to have an impact. They take aim at low profitability, ineffective boards, and other forms of poor corporate behaviour that have undermined investor confidence for years. Most companies that pledged to adopt these measures have been rewarded by the stock market. But anticipating which companies will do so is no mean feat.

Local insights are critical. Knowing a company’s financials is one thing, but understanding its culture and focus is quite another. It takes on-the-ground research, including regular meetings with top executives, to discern management’s views on Abenomics and detect potential changes in corporate direction.

Some companies that took steps to shape up were once seen as unlikely reform candidates. Fanuc, a world-leading industrial robot maker known for its reticence, surprised the market when it raised its dividend payout ratio and proposed share buybacks last year.

Still, overhauling corporate mindsets across Japan will take time. Its corporate governance still lags behind other developed countries. The discovery of accounting irregularities at electronics group Toshiba last year is a reminder of the gaps that exist. Active managers that can harness research to spot – and avoid – questionable firms have a valuable role to play.

Risk management

Indeed, limiting losses matters. But a passive approach provides no protection in this regard: investors tracking an index fully capture the market’s decline.

Passive investors are also vulnerable to unintended exposures. In February 2011, for example, investors mirroring the MSCI Japan Index would have had a 1.43% exposure to Tokyo Electric Power (TEPCO), whether they were positive about the electricity provider or not. It was then the ninth-largest company in the index. In March 2011, a massive earthquake set off a nuclear disaster at TEPCO’s power plant in Fukushima. As the company sank into the red, its share price plummeted. Today, TEPCO makes up just about 0.19% of the index.

In contrast, an active strategy can better protect against downside. The most successful managers consciously manage their exposures and invest according to their strongest convictions – not the index. They have the flexibility to avoid companies in the index with lofty valuations, or invest in non-index companies that show resilience. They can also hold cash to preserve capital during downturns. In fact, it is often during broad market declines that these managers deliver exceptional value.

Selecting an active manager

Historical data present a compelling case for long-term active investing in Japan. Over five-, 10- and 15-year periods, the median return from Japanese equity active managers handily outpaced the TOPIX (see Exhibit 2). Capital Group’s Japan Equity strategy also beat the TOPIX to rank within the top quartile of the universe over its lifetime.

Of course, not all active managers beat the index in the long term. It is therefore crucial for investors to identify those with the qualities to come out ahead.

Strong research skills are a prerequisite for success, especially in Japan. Given the stock market’s inefficiency, quality research goes a long way towards uncovering attractive opportunities.

This is why we commit huge resources to mine for insights on the ground. Our industry analysts research companies from the bottom up and maintain frequent communication with managements. They monitor not just companies based in Tokyo, but also lesser known firms in other parts of Japan.



For the US, the second half of 2016 was a tale of two economies, with a strong domestic economy and weaker industrial sector. These trends are largely unchanged, but are now set against a very different political backdrop. While the impact of Donald Trump’s election as US president remains unclear, the improving economy should be supportive of US equities in 2017.

One economy, two inflation levels

Robust US consumer spending continues, with indicators showing encouraging data for areas such as retail, housing and auto sales. However, this sits alongside a relatively lacklustre industrial sector, driven by two factors:

1. Weak export growth because of sluggish non-US economic activity and a strong US dollar.

2. The collapse of the US energy sector, which followed the sharp decline in energy prices.

This split economy subsequently led to different levels of inflation in services and goods. As shown in the first chart below, service prices (which are largely determined by domestic economic conditions) have been rising around 3%, while goods prices (which are more a function of global economic conditions) have been flat or falling.

What this means for the Fed

The bifurcated nature of the US economy presented the US Federal Reserve (Fed) with a challenge: how to account for the fact that one half was growing at a rate better than expected while the other was showing the opposite trend. In response, the Fed chose to raise interest rates in December, while its rate-setters forecast further rises in 2017, contingent upon positive incoming economic data. We anticipate, however, that if additional rate rises do take place in 2017, these will be small and the ‘lower for longer’ scenario will remain intact.

Strengthening macroeconomic conditions

In a positive development, the two headwinds facing the industrial sector in 2016 have abated. Energy prices have rebounded, bolstered by the agreement between OPEC and other oil-producing nations to cut oil production. At the same time, the US dollar has weakened since the beginning of the year. This should lead to the industrial sector posting stronger growth rates in 2017, and in turn allow overall US economic growth to reaccelerate to a rate of 2%-2.5%, which we saw after the recession ended in mid-2009.

The Trump factor and policy uncertainty

The big change for the US has been in the political arena. President Trump’s bold proposed policies have already affected markets in anticipation of their implementation, but much remains uncertain.

If Trump’s fiscal policies were to be fully implemented, we could see stimulus reaching a level of around 3% of GDP, which may be problematic in the longer term. US unemployment is now below 5%, which is what most economists consider to be the economy’s natural rate. As the unemployment rate has moved further below 5%, wage growth has accelerated in a typical way. In past cycles, wage growth has accelerated every time the unemployment rate has fallen below 4%. If the economy does 3 indeed reach the 2%-2.5% growth rate, and there is a further 1%-1.5% of additional stimulus in 2017, the unemployment rate would likely continue to fall further, triggering a further acceleration in wage growth. This would result in a stronger economy in 2017 as consumers benefit from wage growth, but it may also cause the Fed to respond more aggressively than what the markets have currently priced in, by raising interest rates higher and faster.

Higher US interest rates would likely lead to higher bond yields, albeit within limits. Despite rising since the election, real yields have remained very low, at just above zero. This seems inconsistent with an expected economic growth rate of 2%-2.5% plus additional stimulus. These low yields are likely a by-product of policies implemented by other central banks around the world. Quantitative easing, by which central banks create money to purchase bonds, has directed vast volumes of money to the US Treasury market, driving bond prices higher and yields lower. While the US may have ceased its bond-buying programme, other markets, including the EU, have continued theirs. So while we can expect higher US Treasury yields, there will probably be a limit to how high they go, making them unlikely to pose a risk to the economic activity of 2017.

The costs of economic stimulus

Before the presidential election, the Congressional Budget Office had forecast that the federal debt-to-GDP ratio would increase over the next decade, reaching around 80% by 20251. However, if Trump’s proposals were fully implemented, that ratio would exceed 100% during that period2, reaching the same levels as in countries affected by the European debt crisis countries. If the growth in US debt continues along this trajectory, concerns about debt sustainability could increase over the next decade. This, coupled with a less favourable supply-and-demand balance within the Treasury market, could ultimately put upward pressure on yields. However, these are potential areas of concern that will have an impact beyond 2017.

The other key area of concern for the US economy is Trump’s policies on trade. There are currently trillions of dollars of goods that flow into and out of the US economy on an annual basis. Should significant tariffs on imports be levied, US consumers would lose purchasing power, while other countries could implement tariffs in retaliation. The result would be much higher prices for US consumers and so reduced consumer spending, as well as dampened export growth. Finally, there are well-entrenched global supply chains that rely on the relatively free movement of goods between countries. To disrupt those supply chains would no doubt have a negative impact on economic activity. Again, however, none of these outcomes are likely to play out in 2017, but rather in 2019 or 2020.

Realistic expectations

There are significant obstacles that President Trump would have to face should he push for his full proposed stimulus and policies. Firstly, many of the policies would require congressional approval, which is not guaranteed. Even if they were approved, it would then take time to implement them. For example, a large infrastructure spending package would take a significant amount of time to execute as projects have to be identified and resources mobilised. The same goes for trade policies.

A supportive backdrop for US equities remains despite uncertainties

The US equity market currently appears fully valued, with the price-to-earnings ratio at a level that has rarely been exceeded. As a result, we believe a reasonable expectation is for total return over the next 12 to 18 months to be driven by a combination of earnings growth and dividend yield.

Fortunately, with an economy that is improving, an industrial sector that is recovering and the possibility of corporate tax cuts, the outlook for US earnings is positive. In our view, it is also reasonable to expect solid earnings growth over the next 12 to 18 months and, if you factor in dividend yield on top of that, there is the potential for positive equity market returns as we go through 2017 and into 2018.