Any foster care parental journey is filled with many emotions, but the pain and frustration is equalled with happiness and opportunity. This is not something for everyone, and certainly not for those who are expecting an easy experience, but if you become a foster carer, you will go on a journey that will change your life as well as the lives of those in need.

To Be a Great Parent

Undoubtedly, any child who is in the foster care system will have had a tough life. Due to this, these children require a parent to be loving and considerate of their needs and provide them with the love and care they haven’t yet experienced. Children would have faced anything from physical and psychological abuse to drug abuse, crime in the home and violence. If you become a foster carer, it will be your opportunity to show these children some light by providing care, love, positivity and overall healthy living!

To Meet Diverse People

When you become a foster carer, you will meet people of all different races, beliefs, values, religions and cultures and this enables you to truly develop an appreciation for every type of person. By encountering such a wide demographic of people your understanding of different walks of life will flourish. Not only this, but as a foster carer your opportunity to build a community with other foster carers and create a support network will amaze you, as there is always someone there for advice and support.

To Help Children

Although this may seem obvious, you can really help a child. Most children entering the foster care system will not have ever formed a lasting attachment, and this is concerning as forming early attachments is crucial to healthy psychological and social development. Due to this, it is possible that these children could also have children who enter the system. So, the sooner these children are able to form attachments, the more likely it is that the cycle of abuse, neglect and abandonment can be stopped as they can appreciate what it takes for families to be stable, happy and safe. By becoming a foster carer, you have the potential to truly change a child’s life and their future.

Learn about your community, and yourself!

People who have experienced foster caring usually walk away with a much greater understanding of some of the covert happenings in their community. As a foster carer you will develop the ability to understand people’s troubles and appreciate people’s differences due to the lessons learnt in foster caring. Not only this, but you will also be able to learn to be a calm and tolerant individual which will be transferable in all walks of life.

There are so many opportunities...

If you become a foster parent, you are not restricted. For those who would like to engage in foster caring there are many different options. You can choose to care short-term for a few weeks or months, long-term which can last until the child reaches adulthood or “short break” caring. Short break carers look after children who are in a long-term fostering family so that their carers can have a break and is used most commonly with children with disabilities, behavioural difficulties or special needs. Alongside this there are many more options including emergency placements, remand and parent and child. There are options to foster through the local authority or through an independent fostering agency, so you can choose a path to suit you in the fostering journey.

Everyone benefits in different ways from becoming a foster carer, but something all have in common is that you are able to change the life of children in need. Aside from all the reasons above, this quote perhaps sums up the main reason you should become a foster carer.

“You were born with the ability to change someone’s life. Don’t ever waste it.” - Anonymous.

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There are a number of professions that require insurance. There is often professional risk involved in your work whether it is working with dangerous machinery, or rectifying issues that have occurred through negligence or mistakes. In the same way, a freelance engineer might need engineering insurance, a freelance writer will need insurance as well.

There are 2 main times of insurance available to cover an array of risks and they are known as Professional Indemnity Insurance and Public Liability Insurance.

Professional Indemnity Insurance

  • Allegations of professional negligence
  • Inadequate design or specification
  • Lost or damaged documents
  • Incorrect certification
  • Breach of data protection

These are some of the accusations engineers can face when working for a client. It can result in a damaged reputation, stress, and it could be very expensive to put right. That is why freelance insurance is a necessity for professional engineers. Other than being able to pay to rectify damage, insurance will provide you with expert legal advice.

While professional indemnity insurance is not mandatory in the UK, corporate clients will often stipulate in the contract that you must have it. It is however, a good idea for all freelance workers as it will give both yourself and your clients peace of mind that the work will be completed to a satisfactory quality.

Different insurers offer varying levels of cover depending on the size of your business.

Public Liability Insurance

Any business operating in a work environment requires public liability insurance in case harm is caused to an individual or their property through the fault of the business. This is perhaps most important for freelance engineers due to regularly working on different sites and leaving machinery unattended. The smallest mistake can result in injury, death, or damage to property, and a successful claim could be very damaging to your business and professional career.

Other cover you should consider

Personal Accident and Sickness Insurance protects freelance workers over the loss of income from taking time off for medical grounds. Some insurances will also cover you for medical bills related to work injuries.

Business and portable Equipment insurance should also be taken so you are covered in the event of unexpected damage (such as fire or floods) or theft of your equipment. A loss of machinery may require you to rent equipment to complete a job or can lose you precious time while you purchase new equipment or wait for yours to be fixed.

Long term future

Although the initial outlay can be hard to stomach, being able to grow your business without having to give up when you are faced with hurdles is vitally important. As a freelance you are likely to be relying on yourself at all times, and making sure you’re covered will mean you can always rely on your hard work and reputation being protected from life’s mishaps.


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