We don't see this word too often. Perhaps it scares us? The usual form of this word we see is "resolution," especially around the beginning of each year.

People who make resolutions, often abandon them just as quickly as they were made. But, to be resolute is not easy. It takes extreme focus and  perseverance to  accomplish what we set out to do.

How many things have been easy to do for you? Now, think about the things you had to put extra effort into in order to have them? Which of the two was the most satisfying to you at its completion? Hopefully, the one that required more focus and fortitude. True resolution builds character which helps us all through our lives along with other positive attributes.

If you think about it, resolutions are a type of promise to yourself. If you continue breaking promises to yourself, you may begin to believe it is alright to break promises to those you care about, and this habit may extend into other spheres of your life.

The Bible says that God watches over his word to perform it. Do you, or people you know, watch over their promises to make sure they are kept? In the Old West, in America, people were ostracized from society if they didn't keep their word. It is better not to make promises than to fail to do them.

So, think before you do this to yourself and others. Write it on your calendar or somewhere that will remind you of what you have said. Trusting yourself is very important, but if you cannot be trusted it will follow you all of your life. Is this what you want?



     Friendship is a sharing experience all of your life. How you conduct yourself as a friend will help determine the course of your life. if you use people for your own benefit, then you will eventually lose good friends. if , however, you truly care about others, you will reap the benefits from others. Let's look at some ways you can be a great friend:

1)     Be a good listener.
A good listener gives their whole attention when someone is speaking, not just what you want to give them. Also, you should not try to think about what you will say while they are talking. This takes away from truly listening to the other person.

2)     Listening is just as important as talking, if not more so. Think about the conversations you enjoy the most? Are the ones where the dialogue is balanced instead of one-sided, your favorites?

When I was a hospital chaplain, I learned to listen to God, the person talking, and then speaking as least important. If you don't listen attentively, you will not have a fitting reply. It could be compared to shooting a gun in the dark.

3)     Truly care about others.
If you don't care about people around you, they will realize it very quickly from what you project with your body language and tone of voice, etc.

4)     Don't try to control people.
When you seek to control people, it shows you don't care about them, and can't accept them as they are. It has been said that a controlling person is out-of-control in their own life. Over the years, I believe this more and more, as I observe human behavior. So, if you want good friends who love you sincerely, don't exert control toward them.

5)     Be a giving-minded person.
You will be blessed if you adopt an attitude of giving instead of always trying to receive. Givers are harder to find in our world, so make it a priority to be this way to others. Your life will be much richer, with good memories, if you practice this mode of thought.

6)     What will be your legacy when you die?
None of us knows when we will die. It could be a few minutes away or many years before it happens. Will people remember you fondly, or be glad you are gone? Were you a forgiving person or did you hold grudges? There are many attitudes and things to look at when you look at your life. The things you leave behind will probably be gone quickly, but the memories will be inside the people you knew for the rest of their lives.

Now that you have read this blog, look at the ways you treat others, and make corrections in your behavior toward them so you can have better friendships. These principles also apply to marriage and other kinds of relationships.



Do you know what it means to have regressive taxes to pay? Something that regresses has a backward effect on someone or something, in this case, income.

For an example, let's use taxes on houses that are owned in a city. If you make $20,000 a year in income, and your house tax is $1,000.00, you are paying 1/20 of your income for that tax. You have $19,000.00 left to pay everything else that year.

if someone makes $60,000.00 a year,  and they pay $3,000.00 for their house tax, it is still 1/20 of their income, but they have $57,000.00 to use for that year.

The point is, one has a smaller income than the other family. Therefore, the person who is getting less income is putting out a bigger percentage of their annual earnings, probably with less money to use for entertainment, a date night or whatever. The money left over after everything is paid is called "disposable income." 

Now, let's look at other ways you are taxed and deprived of spendable income:

1)     If your city started charging a toll fee each time you crossed a bridge from one side of town to the other of $1.00, and you crossed that bridge ten times a day, that would be $10.00 each day out of your monthly income of $300.00. While this is not an actual tax, it has the same effect because it unfairly affects your income compared to people who make more money.

2)     Sales tax is another regressive example. If you pay $50.00 in sales tax each month, it also takes a higher percentage of your income than from those who are more rich.

3)     The bills you pay for cable, electricity, gasoline, natural gas, food, and other things, have the same undesirable effect as the former examples. That is why so many people can barely make it through each month, because of all the regressive impacts from various sources.

But, there is another effect people may not think about, especially in the government sector. It will cause people to stay home more and think twice before they go out to shop, entertainment, or anything that would further nibble at their income. That is why as a salesperson, you never talk to customers about the economy and similar subjects, because it takes away from their shopping mentality and starts them thinking perhaps about their expenses instead of spending money where they are now.

In the example of the bridge toll, it will cause businesses to close or cut back on their amount of hours for employees, because the customer base they had is now shrunk because of people having less money.

Another effect, this one for neighborhoods and the city as a whole: People will begin moving to other cities that don't hurt their income so much. This will cause many more foreclosures and vacant buildings, and buildings that are still occupied will not be as well maintained. As a result, the city government will suffer because less taxes will be paid to keep it going. When the percentage of empty buildings increases, businesses or residential, less house and sales taxes are collected.

So, you can see now why you may be having a hard time making a living. Even if you get a raise, many things you have as expenses may also increase, nullifying a part or all of the extra money you received.

Look at your bills, and try to reduce them by conserving where you can. Caulk around your windows to keep your utilities manageable. There are many agencies and other entities that will help you, based on your income, but you need to research to find them.