The Galveston Small Business Development Center Staff

Doug Baumann


Doug Baumann joined the Texas Gulf Coast SBDC Network as Retail Business Advisor in 2009. Doug has 25 years of experience managing both big box national outlet stores as well as small specialty boutiques. By examining marketing strategy, financial ratio analysis and reviewing inventory control practices, Doug evaluates and makes recommendation for a wide variety of businesses. He also reviews freight flow planning and back room organization in order to recommend cost control methods and growth tactics. In May of 2016, Doug began as new Director of the Galveston Country SBDC. Dough holds a BBA in Marketing from Texas A&M University, is a Certified GrowthWheel Elite user, and is a Certified Global Business Professional.

Carolann Peters

Business Advisor

With 30 years of entrepreneurial experience, Carolann is a authority on total business acumen and operation management. She has advance skills in all marketing and sales techniques. She has a creative approach to business and personal development. She is a popular speaker for businesses and organizations. Carolann has served six out of last nine years as a Business Advisor and traning facilitator for Galveston Country SBDC and has been a training facilitator for UH C.T. Bauer College of Business SBSDC for 9 years. Sher co-founded and developed a prototype business model providing bookkeeping, tax and business consulting services to small businesses and franchised the company in 7 states. Carolann has obtained national recognition in Entrepreneur, Small Business Opportunity, and Home Office Computing Magazines for exceptional growth and development. She has personally launched and mage five different businesses and two nonprofit organizations from concept, including developing and managing a breast cancer specialty, retail boutique for M.D. Anderson Cancer Center in Houston, TX. Carolann is a certified Master Life Coach, Business Coach, Executive Coach, Spiritual Mentor and Holistic Practitioner. She received her certification with Mary Morrissey and Life Mastery Institute. She received a B.S Degree from University of Louisiana Monroe. Carolann is a trusted guide and catalyst for positive change. Her passion lies in helping entrepreneurs, executives and individuals succeed in all areas of life transformation.

Amy Reid

Program Manager

As the program Manager for the Galveston Country Small business Development Center Amy is responsible for all training and events for the center including being mindful of the classes that the local business community is in need of. With Amy's over 20 years of experience in Human Resources, payroll bookkeeping, administrative management, and recruiting make her a great resource to business owners for their backend operations. Amy meets regularly with to assist them to web design, logo design, print media design as well as all aspects of online marketing including social media.

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Many business professionalstoday depend on the quality and efficient ways to properly communicate withtheir customers and such methods were made using new IT media. IT innovationsbrought great change to our modern society and it is undeniable that a lot ofindustries benefited from this. IT offers amazing solutions and businesses'needs were fulfilled because of those and they can be custom-made which givesmore advantage to organizations and their operations.

Every communicationfacility that individuals and businesses need are included in the solution Metropolitan Wireless International made for thecommunication needs of different companies named Unified Message Switch (UMS).The system has an integrated, unified communication infrastructure.

UMS' video capability couldbe fully utilized and has a voice and instant messaging and a lot of clientsconsider this as the system's main feature because of its positive impact ontheir operations. To be able to achieve full applicability, each componentshould be efficiently used while interphasing with other components. UMS alsohas a high-definition teleconferencing that allows you to facilitate businessoperations with your business partners even though they are far away.

Utilizing video for yourbusiness can provide a higher quality of service as well as minimize managementoverhead and allow consistent user experience on different devices. To attainyour desired results, this tool should be closely integrated in a unified andconstant way with your communications infrastructure. Videos are also easier tointegrate into business systems. Ostensibly, this particular tool deliverssimpler and easier use of communication links that gives great benefit tocompany's staff and customers.

UMS is proven effective toa lot of customers and their testimonies were a strong testament to thesystem's excellent features. MWI can demonstrate the real benefits of thesystem to actual business applications along with the rate of return. Potentialusers of the system could be confident to the capabilities of the systembecause MWI has a decade of extensive experience in the field of communicationand unified communications, and it guarantees to the users the ease ofoperating and improving productivity and coordination.

Nowadays, developingcommunities have dynamic needs and businesses should be able to cope with them,this is why different IT innovations were introduced every year to complementwith the rising demand for faster solutions. MWI fully understands this andthey tend to upgrade the applicability of UMS to a wider selection of uses.



From strategic planning to valuations, cybersecurity, software implementation, fraud detection, and more, our expertise has your business covered.


Your needs may not stop at audit and tax. Often there are pressing operational challenges that fall outside the traditional realm of what a typical accounting firm can offer you. We get that. And it’s why Moss Adams isn’t a typical accounting firm.

To respond to the full range of your needs, we take a 360-degree look at your organization, offering a full-service management consulting practice that serves clients both domestically and internationally. Our trusted advisors are made up of professionals with both technical and industry-specific expertise. They’ve worked closely with companies and organizations just like yours and have a keen understanding of both the obstacles you face and the opportunities you can leverage.

We’ve helped thousands of businesses, not-for-profit organizations, and governmental entities develop and implement solutions to many of their most criticalchallenges. Here’s a sampling of what we offer.


We work interactively with boards, executive teams, and functional groups to help:

*Prepare strategic plans

*Form core infrastructure

*Scale operations

*Assess and implement technology solutions

*Manage growth

*Improve profitability

*Mitigate risk

*Motivate personnel

*Provide valuation, M&A, and succession services during times of business transition

*Meet your investment banking needs through our affiliate Moss Adams Capital LLC.


We work collaboratively with elected officials, leadership, and staff to help:

*Clarify policies

*Identify funding solutions

*Assess performance

*Strengthen management and operations

*Develop and implement processes and technologies to increase efficiency and effectiveness



Things change fast at BGC. Please visit our PressRelease section and Investor website to keep up with the latest company newsand developments.

As a leading global brokerage company, BGC is oftenhighlighted in the financial and real estate press. Please visit our presscoverage sections to read a selection of BGC and NGKF press coverage pieces.


Investor Relations


BGC Press Releases

NGKF Press Releases

NGKF Press Coverage










Doyou want to be successful in investing? Then you should know that you have tomake smart choices in this field; and it is possible if you know yourselfbetter.

“Knowingyourself is the beginning of all wisdom.” – Aristotle

Youshould be a person who invests money with little risk to capital in order tobecome a smart investor. As a beginner in investing, you need to learn how tomake wise choices that can result in making wealth. If you’d like to make moneyfrom investing and become wealthy, you need to know yourself. This is due tothe fact that you’re as good as the choices you make with your money -- it isthe truth behind investing.

It’snot difficult to know yourself, financial blog does not require arduous steps in order to doso. For you to make smart choices in investing, you just need to find the answersto some essential questions.

Tomake smart decisions regarding your money, you must know your financialposition and goals, and how much money you can afford to risk investing. Thepath to becoming successful in investing could be tough and the outcome willalways depend on your decisions.

Thevery first question you need to answer is: “What is your financial position?”Let’s picture a scenario wherein you are a beginner in driving; and you want todrive from your city to another for the first time. It’s only natural to planeverything, right? It’s just similar when it comes to investing; you need toknow your financial status before you begin investing in the market. You shouldbe familiar with your assets, liabilities, and how much savings you have sincethey’re the indicators of your financial health and they can affect yourinvesting plan.

Yournet worth is the most important measure of your financial health; it is thedifference between your total assets minus your total liabilities. You’ll haveclarity about your financial status once you know your net worth. This willserve as your steering wheel as you drive to where you want to be in thefuture, since you can decide how much you want to be worth in the future. As abeginner in investing, make sure you have a clear answer to this simple yeteffective question before you start investing money.

Thesecond question you need to answer is: “What are your financial goals?”Identifying your net worth is just the first step, the next thing you need todo according to XXXX Blog is to make a choice about your future net worth. Youcan choose whether you want to maintain your current net worth or increase it.You need to set goals to make the best use of your money in order to move aheadin your investing. With this, you can achieve your dream of becoming wealthy.Most people consider a goal as a dream with a deadline. Setting goals can helpyou become wealthy in investing. There are also some guidelines for successwith goal- setting, which include the following: your goals should be specificand measurable and you should be able to track them; your goals should besomething you can accomplish and must be realistic; your goals should have aspecific deadline. You shouldn’t set goals to become a millionaire in one yearwhen you’re in debt and unemployed.

Thelast question you need to answer is, “What is your risk tolerance?” Investingmoney can become an emotional one for a lot of beginners in investing; so youneed to know how much risk you can take. You should remember that there’ll beups and downs in investing because some people only think about the upside ofinvesting and never consider the prospect of losing all their money. A smartinvestor also looks at the downside risk to investing money. Make sure that youalways think carefully, and in case you make the wrong assumptions, you shouldalways have a plan to limit your losses. An entry and exit strategy isnecessary before you invest your money to reduce your risk when investing.

Ifyou’re wishing to invest in rental real estate, you should first study the areaof a city. Similarly, you shouldn’t put all your money on one stock. You shouldset up an exit strategy for every stock you invest.

Knowingyourself includes embracing your limits and weaknesses, and refining yourstrengths. This also applies to investing because if you know your net worth,your goals, and how much risk you can take before you start investing, thenyou’re capable of becoming a smart investor.

International financial regulation commission hopes for your success in investing.Answering these three questions is not that hard, right? So, be confident andalways dream big. We’re encouraging you to do further research and boost yourknowledge about investing in order to be fully equipped in entering thebattlefield, well, sort of.

“Aninvestment in knowledge pays the best interest.” - Benjamin Franklin



Do you want to add more vivacity to your PR campaigns? Doyou need more flavor to your marketing? Do you need an upgrade to yourcampaigns? Bacall Associates in Singaporeis the place to be for all your needs! It is a boutique public relations,marketing and sales support agency specializing in travel at the top end of themarket. BacallAssociates is one if the most respected PR companies around the globe.Reviews reveal that its clients are proud to be a part of such thrivingcompany. According to them, Bacall’s competence and professionalism are beyondcompare.


The team of Bacall Associates alsoprovides ingenious and fresh story ideas with their impressive ability andsuperlative drive. They have an in-depth knowledge regarding marketing andsales, public relations, and travel. They’re straightforward and dependableindividuals who are dauntless and can face demanding challenges. The company isalways enthusiastic in launching and maintaining profiles for airlines,destinations, hotel groups, luxury development, resorts and health retreats,and travel companies worldwide. Bacall Associates’ clients strongly believethat its nonpareil positive attitude is what makes them a successful companybecause it allows them to accomplish any difficult tasks with an optimisticmind.


The company also offers great assistance to their clients aswell as the expertise in the field of all things luxury. They have thecapability of drawing on a broad range of media and industry contacts. The teamof Bacall Associates is also known for their punctuality because they neverfailed to answer every inquiry of their clients in a timely manner. No wonderwhy the company has garnered a lot of clients that’s consist of aviation andinfrastructure, along with some of the best hotels in the world such as theBurj Al Arab in Dubai.


Bacall Associates has agreat network to all pertinent media, travel trade and social authoritiesthat’s why they always follow a proactive approach to the market. The companyhas the perfect method and knows the most effective ways of acquiring the bestmedia response. It also established small niche operators in the marketplaceand formed PR strategies for major tourist boards and travel companies. Bacallsucceeded in securing a major consumer award for one of the Hilton’s resortproperties. It has an attentive and creative team that’s dedicated in reachingthe company’s objectives, and achieving particular public relations goals ofthe clients and driving the business at the same time. They also deliver alifestyle edge to their work to add interest to their campaigns and guaranteethe reach of the right audiences for their clients.




The Ministry ofForeign Affairs of Panama announced that the Republicof Paraguay has removed Panamá from its list of countriesand regimes of low or no taxation.


The Panamanian ForeignMinistry commented "According to the decree issued by Paraguayanauthorities, we are being recognized for our efforts and commitment with regardto the transparency of our financial, business and trade systems, and ourremoval from the FATF "Gray List".


The Vice President andMinister of Foreign Affairs, Isabel de Saint Malo de Alvarado, said that she issure that this will promote an increase in the economic and commercialrelations between the two countries.


The Minister ofForeign Affairs went on to say "Panama reiterates its commitment with thecontinuous modernization and updating of our financial services platform―thisis done through the strengthening of legislation and collaboration with the internationalfinancial community to achieve the optimal economic development and maintainthe defense of our international prestige".


Mossack Fonseca & Co.

Head Office,

54th Street, Marbella

Panama, Rep. of Panama

Tel: (507) 205.5888




Professional Background

“I joinedKaiser Permanente in 1995 and have Advanced Certification in Head and NeckOncologic Surgery. My specialties include: orbital, nasal, and maxillofacialsurgery, as well as thyroid and parathyroid surgery. I function as a regionalresource for the management of advanced tumors of the head and neck and providethe otolaryngologic approach for tumors at the skull base. Additionally, I amtrained in Facial Plastic and Reconstructive surgery and perform rhinoplasty, blepharoplasty,otoplasty, and rhytidectomy. I have an interest in post-tumor facialreconstruction and facial reanimation surgery. I am a Fellow of the AmericanAcademy of Otolaryngology-Head and Neck Surgery, and also a Fellow of theAmerican College of Surgeons.


I receivedmy Bachelor of Science degree, with Distinction, from the University ofMichigan in Ann Arbor, and my Doctor of Medicine degree, with Honors, fromWayne State University in Detroit. Then, I completed my Otolaryngology trainingin New York at the Manhattan Eye, Ear, and Throat Hospital / New YorkHospital-Cornell Medical College. Subsequently, I received additional Head andNeck Oncologic and Skull Base Surgical training from Memorial Sloan-KetteringCancer Center and The University of California, Davis. I am also a 2004graduate of the Kenan-Flagler School of Business Advanced Leadership Program,University of North Carolina, Chapel Hill and the University of California, SanFrancisco, CHCF Advanced Leadership Program.



“In April of2005, I was appointed to the Physician-In-Chief and Chief-of-Staff positionsfor the South Sacramento and Elk Grove Medical Facilities. I am very fortunateto be able to continue my head and neck surgical practice and I greatly enjoymy administrative position as well. I provide leadership to our 450physicians/providers and more than 2000 nurses and staff who care for the200,000 Kaiser Permanente members in the South Sacramento/Elk Grove area.”




Otolaryngology(ENT): General Otolaryngology/ENT, Head & Neck Microvascular Surgery, Head& Neck Oncologic Surgery



* Universityof California Davis

* CornellUniversity Medical College

* MemorialSloan-Kettering Cancer Center

* StVincent's Hospital and Medical Center

* WayneState University School of Medicine



* CA StateMedical License

1992 – 2016

* AmericanBoard of Otolaryngology




* Fellow(FAAO-HNS)

AmericanAcademy of Otolaryngology - Head and Neck Surgery

* PresidentsAward for Scientific Exhibit: "Skull Base Surgical Approaches to DistalCarotid Aneurisms."

AmericanAcademy of Otolaryngology

* Top MD





* Anatomyand physiology of the upper airway.

Isaacs,R.S., Sykes, J.M.; Anesthesiol Clin North America. 2002 Dec.



* AmericanAcademy of Otolaryngology - Head and Neck Surgery - AAO - NHS


* AmericanCollege of Surgeons - ACS




* KaiserPermanente Sacramento Medical Center