Remindsthat insurance fraud helps finance opioid epidemic

First came Prince, who died from an overdose of thepainkiller fentanyl in his Minnesota home.

Next came singer Chaka Khan. She beat the reaper by enteringinto rehab this month, along with her sister

The Grammy winner admitted fentanyl is her escape drug ofchoice. Chaka wisely gave up her summer concert appearances to focus on gettingclean.

“The battle of addiction is a serious and long process, whichis why I chose to address my use of prescription medications — which came aboutas a result of the knee surgery I had a few years ago,” she said.

Fentanyl is one of latest prescription painkillers to grabheadlines. It’s used for severe pain, and is approved for long term treatment.The stuff also is up to 100 times stronger than morphine, and 50 times strongerthan heroin.

Fentanyl quickly shoots into the bloodstream. Dopamine thenelevates, stoking the brain’s reward areas. The sweet euphoria grows intodependence, then addiction.

States like New Jersey and Mississippi are reporting spikesin fentanyl overdose deaths.

Insurancefraud is the largely untold story. It’s helping finance America’s epidemicof opioid addiction — billions of stolen insurance dollars worth.

Some fentanyl addicts reportedly are scamming health insurersto score prescriptions that feed the need. Same with other painkillers such ashydrocodone, or anti-anxiety meds and muscle relaxants.

Insurance scams may or may not have funded Prince’s orChaka’s highs. Yet scams still are part of the bigger opioid picture, so weshould be very concerned.

Insurers arestepping up investigations, plus education of doctors and patients to head offaddiction. Law enforcement is going after shady pain clinics and pharmaciesthat dole out insurer-paid scripts.

Still, we risk getting exhausted by it all. We’re subject tosteady parades of news stories about people dying from insurance-paidoverdoses. Plus welcome busts of cold-blooded pain docs. They’re keepingaddicts fed with pills — are we getting fed up?

Sadly, it may take a celeb’s drug death or rehab to keepheadlines fresh and the public concerned. Let’s stay concerned, whether it’s aGrammy winner or small-town factory worker just trying to get clean.

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The landscapeof the art industry continually changes due to the rapid evolution oftechnology. Technological innovations have provided artists with new tools toexpress themselves and their ideas. Though the digital art was of great deal inthis modern era, traditional artstill remains vital to a society and to a country’s culture.


If you are anart lover and a collector visiting Massachusetts, you won't want to missexploring Hawkfield Consultants Gallery which is located along Boston’s SouthShore, midway between Cape Cod and Boston. The gallery is open for viewing byappointment and features an eclectic variety of American fine arts and folkarts from 20th and 21st century. Bronze sculptures, mini decorative carveddecoys of birds and American impressionism are among the many amazing worksdisplayed in Hawkfield artworks section.


You arewelcome to visit and browse their online art catalogue which contains clear andrealistic images of artworks available for sale. Art consultants of Hawkfieldwill gladly assist you throughout the whole process whether you are going tosell your artwork or buy one. Each of the artworks displayed on their site hascorresponding prices and specifications. Hawkfield Gallery uses a salescomparison approach and considers recent auction results when determining thefair market value of an artwork.


The galleryis managed by Sally Caverly – an art lover, researcher and conservationist whospends more than two decades collecting impressive arts. She holds a B.A degreein Marketing and later on marched for a Master’s degree in Education. Moreover,Sally serves as a Market Research Division Director of a major publishinghouse.


Visit theAbout the Gallery page of the Hawkfield’s site to get an idea to the type ofservice the gallery provides as well as the artists they seek and represented.



I-Plan(1): Time to be a truly attractive company

Towards a truly attractivecompany

• An attractive company is one in which the management, employeesand their family members feel a sense of prosperity and happiness, andproactively work toward greater customer satisfaction and a higher level ofsocial contribution.

• We will endeavor to become a truly attractive company that seeksto achieve higher levels of public and customer satisfaction and make greatercontributions to society.

"Dedication andself-fulfillment" as our driving forces

• Dedication and self-fulfillment are the driving forces thatenable the management, employees and their family members to feel prosperityand happiness. Dedication and self-fulfillment also generate a virtuous cycleof personal development and corporate growth.

• We will manage the company in such a way as to boost staffdedication and self-fulfillment as driving forces for our evolution into atruly attractive company.

OC Global as one driving forcefor ACK Group

Oriental Consultants Global does more than contribute to theACK Group’s financial performance. It also creates new businesses, leadstechnical development and sophistication, and supplies human resources for manydifferent functions in the Group.

• In all aspects we will act as a driving force of the Group inorder to form an attractive corporate group.

Relationship between staffsatisfaction, customer satisfaction and social contribution

Genuine customer satisfaction and contributions to society arerealized when the services are born from the passion of employees. This is whywe believe that greater staff satisfaction leads to true customer satisfactionand social contribution.

What is prosperity?

Prosperity in these management policies collectively refers to asense of achievement, contentedness, ample time and material and economicwell-being.

Feeling of prosperity

• We will secure and nurture competent human resources, enhancevarious programs and improve the working environment to enable executives,employees and their family members to feel a greater sense of prosperity andhappiness.

• This feeling of prosperity and happiness will heightenmotivation, dedication and self-fulfillment.

Personal development

• We will forge ahead with developing technologies and services tobuild unrivalled quality and technical abilities and sales strengths, and tohelp individuals develop themselves toward ever higher goals.

• This personal development will help establish personal autonomyand turn individuals into true professionals with a sense of responsibility,perseverance and ability to realize their ambitions.

Corporate growth

• We will secure stable earnings and continuously grow by creatingand expanding businesses in existing markets and also in private-sector andinternational markets.

• This constant corporate growth leads to continued pursuit ofcustomer satisfaction and social contribution.



What is Art? The question has often been asked by many people. Andthe answer can be as many as the people who can give an answer. For the artcollector, the answer is quite obvious: that which you can buy at an artgallery. And that answer can have a logic that many will learn to appreciate.

Firstly, galleries have the artistic, technical and economiccapabilities to know or define what good art is --- not just art but that whichis above the rest, if not at the very top of all the rest. But not many peoplecan afford highly-expensive works, or even reasonably priced ones. If one canbuy and treasure a couple of art works for the rest of one’s life, it would beenough. But a few dream of collecting more -- and even making some money out ofdoing so.

Hawkfield Gallery fine arts consultants have the broad experienceof buying and selling art and in the process have gained the expertise to helpother start their own collection or enhance what they already have. Very muchlike children collecting cards, art collecting is a passion that is shared bythose who love art and wish to expand appreciation for great art works.

Beyond appreciating art as a whole, Hawfield Gallery art consultantshave the goal of enhancing appreciation for folk art and preserving American culture and history contained in those art works.Art, to be honest, is a living legacy which expands the mind and the soul ofthose who have insight into art’s power to enlighten us of the greatness andgoodness of life of whatever era in American history it might portray. Althoughsome art subject matters may exhibit the pains and struggles of ancestors, theystill highlight the positive virtues that have made their country what it istoday, a leader among leaders in the world.

The Hawkfield Gallery is located on a picturesque scenic route in a shore town halfwaybetween Boston and Cape Cod, itself a witness to the colorful history of thenation. It is housed in an 1850's farmhouse and exactly where there used to bea tearoom, craft shop and lending library in the 1920's. The farmhouse islocated in an area beside the historic North River and was once operated as adairy farm up to the 1960’s. Visitors can take a leisurely a walk along bucolicwoodland trails which lead to a pier on the river. Or they can go beyond to oneof the numerous antique shops, galleries or historic sites in the South Shore'sPlymouth County. Now you know how rich the place is when it comes to Americanpioneer history.

Owning one art work bought from Hawkfield Gallery is, in essence,a tribute to the continuing allegiance that Americans have for their richnational heritage. And buying one right at their gallery right can certainlyadd a little more fervor to that burning flame in every patriotic Americancitizen. Nevertheless, you need not be an American to feel like one and toappreciate or own American folk art. You just need to be a lover of art.



Looking for a career match this Valentine’s? Play the job hunting game like you do the dating one and the perfect match could be just around the corner.

Finding the right job (or the right candidate) is a lot like playing the dating game – first impressions count, and we all have things on our ‘deal-breaker’ list. Read on for our tips on how to find the perfect match this Valentine’s Day (and beyond!)…

Know what you want in a potential partner? Make a list of deal-breaker criteria when sizing up possible suitors, to ensure you don’t get carried away by the thrill of the chase.

Quick fling or long-term togetherness? – Do you want your next career move to be ‘the one’, or is forever for later?

Cast your net wider – think outside the box about what will give you job satisfaction and fulfilment. The perfect match could be in the least expected of places, or your skills could be well suited to a role you never considered before.

Be honest with yourself and them – if a job isn’t going to make you happy – be it at application stage, interview or beyond – avoid staying in the relationship for the sake of it.

Pursue happiness, not just material gain – it’s just not about making others jealous or commanding a huge salary for the sake of it. What’s truly going to make you relish getting up every morning?

Don’t judge by appearances – the best looking organisations aren’t necessarily the most wonderful work for, or might not be a good fit for you, so be sure to look beneath the surface.

Presentation is everything – first impressions count, so make sure your online profile, CV and covering letters send out the right messages. Likewise, think carefully about the signals you’re giving off at interview, with everything from what you wear to how you sit and the answers you give.

Don’t rush into things – accepting the advances of the first recruiter or business that pays you some attention is a recipe for disaster. Think things through before you take the plunge and leap in head first.

Play hard to get – you’ve aced the interview and clinched the job, so now it’s time to lay down a few ground rules. Ensure the rules of engagement are on your side when negotiating your salary and package.

Make sure there’s chemistry – having a connection and similar values are important in all relationships, personal and professional.

Remember, it’s not all about you – ask questions, listen carefully and take a genuine interest in what your match has to say. Think of it as professional flirting.

Be selective yet realistic – pickiness is essential when sourcing potential partners but remember that nobody’s perfect.

Plenty more fish in the sea – rejection can hurt but don’t let it affect your self-worth. Keep your search focused, be proactive, network and follow up all potential leads in a timely fashion and your career soul mate will come along sooner or later.



MövenpickResort & Spa Tala Bay Aqaba Adds To The Fun Factor With New FamilyActivities


Jordan’s leading family resort, Mövenpick Resort & Spa Tala BayAqaba, hasenhanced its family offering further by creating several new activities for parentsand children to enjoy together, including ‘Famolympics’, treasure hunts andprivate cooking classes with the resort’s chefs.


The resort’s 150-metre stretch of private beach is the locationfor the ‘Famolympics’, which tests a family’s teamwork, agility andcoordination at five stations involving mind games, relays, swimming andsandcastle-making.  Treasure hunts makethe most of the resort’s Red Sea beachfront location and see teams of parentsand children work together to find hidden treasures. Both activities areavailable at the weekend.


For families who enjoy cooking together, the resort’s first-classkitchen is the perfect place to learn five-star culinary techniques. Supervisedby professional chefs, the private midweek cooking classes give familieshands-on cooking experience as they create one of three local Jordanian dishes:Maqloobah, Sayadieh and Mansaf, the country’s national dish.


“Family holidays are perfect for enjoying quality bonding time, whilecreating memories together to take back home,” says General Manager Beat Peter.“When introducing new initiatives, we focus on the dynamics of our guests, tryto understand what they want and then work on something that fits with the resources and location that we have. Our beach and beautiful outdoor areas aredefinitely highlights, so activities that give our guests the opportunity toenjoy this are high on our agenda. We also want to be remembered for more thanjust our delicious food in the restaurants and the private cooking experienceis a way to combine this with a cultural element. Only in making long-lastingmoments can we set ourselves apart from others.”


Mövenpick Resort & Spa Tala Bay Aqaba is the only property inthe Kingdom to be included in TripAdvisor’s Top Hotels for Families in theMiddle East.



Achieving a unique and interesting home ispossible if you place some bespoke furniture in it.  Bespoke furniture or custom-made furniturecan have a simple or complicated design, depending on your needs. You can alsosave a certain amount of money and find quality pieces if you're going to bewise in buying bespoke furniture.


It's known in some parts of London that peoplelook for the professional attention of Hamilton Marsden CustomFurniture when they need to alter their old furniture intobeautiful and stylish pieces, but some people still choose to buy brand newpieces. Provided in the following are basic tips in finding the best bespokefurniture for your home.


Searchfor reviews


The internet is the best source of reviews oncertain products and services to avoid being scammed. It would be a smartchoice to gather data on a specific company first before buying any furniture.Ensure that the company is really trustworthy and provides high-quality pieceswith an affordable price. 


Look atonline furniture stores


Eric Earl Hamilton Marsden previously providedsome tips on buying online, so it's also preferable to buy bespoke furniture onfurniture stores residing online. You should also visit some local stores inyour area to compare prices and decide which one is the best for your budgetand for your home.




Understand that consistency is essentialbecause nothing is achieved without it. Even if it will take some more time,don't stop until you find the best furniture for your home. Make sure that youwill feel happy and contended with the pieces you buy.




If you are considering your budget in buyingbespoke furniture, then it is better to compare the prices of differentfurniture found online and in stores first to find the piece that fitsperfectly into your budget where you can save up to 50 percent.


Follow those simple tips mentioned above andyou're close to finding the best bespoke furniture for your home. Eric EarlHamilton Marsden hopes that you will have a unique and special home soon withyour chosen bespoke furniture.



Moreinformation about this job:


Reportingdirectly to the Vice President of PBO Business Strategy and Operations. The Complianceand Operations Specialist will play a key role on the Business Strategy andOperations team.

TheCompliance and Operations Specialist (COS) will work independently to ensuretheir designated offices are in compliance with proscribed policies, proceduresand regulatory requirements. COS will act as a liaison between the QA unit andthe Preferred Banking Offices and management teams. Compliance and OperationsSpecialist (COS) works with multiple businesses units in a changing environmentwhere the complexity of the job changes from day to day.

Theposition requires travel to existing footprints of the bank on a regular basisto ensure adherence to regulatory, compliance and policy requirements. Theposition also requires an ability to work alone and set an appropriate scheduleto make certain all assigned Preferred Banking Offices are reviewed on aregular basis for specific tasks (not limited to but including, wire review,daily work) with an additional role of training and developing other teammembers such as FlightPath QC Associates.

Thisdynamic position goes beyond strictly operations review and includes performingperiodic Assessments, monthly reviews of the entire Preferred Banking Office’soperations with an added emphasis on training and development of assignedoffices and bankers.

TheCompliance and Operations Specialist will consult with various business unitsacross the enterprise (i.e. Legal/Compliance; BSA/AML; Risk, Fraud andSecurity; Internal Audit; Deposit Services; etc.) to ensure all offices withintheir assigned regions are prepared for internal or external regulatoryexaminations.



· Workson multiple Quality Assurance / Quality Control tasks across the PBO’s withbankers. Proactively uses independent judgment to identify opportunities toimprove the quality and usability of internal processes to enable our bankersto be in compliance with regulatory requirements and the bank’s Policies andProcedures of the Bank (e.g. Big Green Book and Eaglesnet).

· Hasa strong working knowledge of Regulatory and Compliance requirements and BankPolicies and Procedures to participate in the creation, preparation, andconduct of Office Assessments along with leading professional developmentseminars as necessary to guide our bankers and all bank stakeholders.

· Cross-trainsas FlightPath QC Associates for entry and audit of new accounts and accountdocumentation including changes to signers on accounts to enforce and complywith the bank’s KYC process. Performs this function as needed. Mentors andtrains the FlightPath QC Associates.

· Uponrequest, provides the Vice President with accurate QA status reports whichidentifies operational deficiencies of the PBO’s. Documents, presents findings,and relays evaluative feedback to the Vice President and leadership team.

· Worksclosely with the Vice President to ensure all operational issues areeffectively communicated, including actively participating in ad-hoc projectsand team meetings, while exhibiting ownership, follow-thru, initiative andindependent judgment at all times.

· Responsibleto work on projects, including, but notwithstanding, monitoring, consolidating,and archiving active and pending reports, and performing other duties &responsibilities as required by the VP of Business Strategy and Operations andtheir assignee.

· Responsibilitiesinclude the following: 1) adhering to and complying with the applicable,federal and state laws, regulations and guidance, including those related toAnti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.) 2) adheringto Bank policies and procedures, 3) completing required training, 4)identifying and reporting suspicious activity to the AML Officer, and 5)knowing and verifying the identity of any customer(s) that enters into arelationship with the Bank.



Minimum3-5 years of supervisory, retail branch operations and customer serviceexperience. Strong communication skills, manage multiple projects under rapidlychanging conditions, ability to multi-task, strong attention to detail,excellent problem solving and follow-up skills, computer skills with anemphasis on Word, Excel and PowerPoint. Position is required to travel 80% ofthe time. Must have excellent organizational and oral presentation skills. Acandidate is expected to be a self-starter with a high ability to quicklycomprehend technical concepts, and willingness to take charge and seek outanswers, use independent judgment, even when given minimal instruction andguidance.


· Visionmust be sufficient to read data reports, manuals and computer screens.

· Hearingmust be sufficient to understand a conversation at a normal volume, includingtelephone calls and in person.

· Speechmust be coherent to clearly convey or exchange information, including thegiving and receiving of assignments and/or directions.

· Positioninvolves sitting most of the time, but may involve walking or standing forbrief periods of time.

· Mustbe able to travel in a limited capacity.